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Track Loans, Master EMIs & Boost Your CIBIL

India's most comprehensive guide to loan status tracking, EMI calculation, credit score improvement and government schemes — all in one place.

SBI Loan StatusHDFC TrackingPM MudraCIBIL Score

📈 Loan Snapshot — India 2026

Avg Home Loan Rate8.40%
Personal Loan Rate10.50%
Gold Loan LTVUp to 75%
Mudra Loan Cap₹20 Lakh
Min CIBIL for Loan700+
EMI Tools

Plan Your Loan Smartly

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EMI Calculator Guide

Learn how EMI is calculated with the standard reducing-balance formula.

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CIBIL Health Check

Understand each component of your credit score and how to fix it.

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Government Schemes

PMMY, Stand-Up India, PMEGP and more — eligibility, docs, process.

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Why Us

Why Choose TrackMyLoan

RBI Compliant Info

Updated to latest RBI & bank circulars.

Fast & Free

No paywalls. No spam. No selling data.

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Expert Authors

Reviewed by CAs and certified planners.

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Unbiased

We don't sell loans — only honest guides.

FAQ

Frequently Asked Questions

Visit the official lender website, log in with your application number and registered mobile number, or use net banking. Our guides walk you through every major bank.

No. We are an independent information portal. We do not lend money, take applications, or charge fees.

Our editorial team reviews articles every 90 days to reflect latest RBI guidelines, interest rates, and bank policies.

Yes — all guides, calculators and tools on TrackMyLoan.online are 100% free.

Pay EMIs and credit card bills on time, keep credit utilisation under 30%, avoid frequent loan enquiries, and check your report quarterly.